Fee-Only Pricing:
Always Know What and Why You’re Paying

Clarity, simplicity, and guidance – all backed by a transparent, fee-only financial planning structure you can see.
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Why We Prioritize Transparent, Fee-Only Pricing

The world of financial planning and wealth management is filled with question marks – how and what you pay your financial advisors shouldn’t be one of them.

Our pricing is always fully transparent, calculated as a percentage based on your portfolio, and designed to reflect the real value of our ongoing partnership.

No hidden fees. No fine print. Just clear, straightforward pricing for objective financial advice.

Our Financial Planning Fees

We primarily partner with clients whose investment assets total more than $750,000. Our transparent fees are calculated as a percentage of your portfolio assets. For clarity, see the table.



Example
For a portfolio valued at $1,500,000: The first $1,000,000 would be charged 1.00% ($10,000 annually), and the remaining $500,000 would be charged at 0.60% ($3,000 annually), totaling $13,000 annually.
Assets Under Management
Annual Fee
On the first $1,000,000
1.00%
On the next $3,000,000
0.60%
On the portion above $4,000,000
0.30%
* All fees are subject to negotiation at the sole discretion of Cornerstone Financial Planning LLC.

Our Only Priority is You

We’re proud to be a fee-only firm that provides fiduciary advice – which means we never earn commissions and have a duty to act in your best interest at all times. This approach reflects the principles that have shaped our work from the beginning.

Fee Only vs. Fee Based –
Why We’re a Fee-Only Model

There are different kinds of financial planning businesses –those that are fee-only and those that are fee-based. Fee-only means we’re compensated only by our clients. Fee-based means advisors may also receive commissions from insurance products or investments they recommend.

We believe fee-only financial planning is the most ethical way to offer our services and the only way we want to do business and carry out our fiduciary responsibilities to you. We are in this for the long term –to establish an ongoing, mutually beneficial relationship with you that is based on trust, honesty, and integrity.
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Providing Fiduciary Advice: 

100% Client-Aligned
We proudly uphold a code of conduct that acts in your best interest. Our team upholds a fiduciary duty when providing financial advice. That means you’ll never wonder if a recommendation benefits you – that’s what we’ve built our firm on.
Tiered Fee Structure
Our tiered structure is simple, straightforward, and calculated as a percentage of your portfolio – no complex or intricate models to decode. 
Built for Long-Term Partnership
Our pricing model and core service are structured for one thing – long-term, trusted partnerships. We believe in ongoing collaboration, not one-time transactions.
Comprehensive Approach to Financial Planning
Our transparent fee covers every corner of our core service – from financial planning and wealth management to tax planning and retirement projections. We believe our straightforward all-in-one fee supports a truly holistic approach to your wealth management.
No Product Pushing
We don’t sell insurance or investment products to you, and we never will.
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Our Core Service:
Fee-Only Financial Planning & Investment Management

Our signature service is built to simplify your life and align your money with your values. It includes everything you need to make informed, confident decisions across all areas of your financial life:
Retirement Planning
Tax Strategies
Insurance & Protection
Estate Planning
Cash Flow
Investment Management
We bring every piece of your financial life into one clear, thoughtful plan – so you never have to navigate it alone.
Explore Our Core Service

You deserve clear & aligned financial guidance

That’s our specialty. Fill out an inquiry form on our contact page to meet with our team of CERTIFIED FINANCIAL PLANNER™ professionals.
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Portland, ME & Portsmouth, NH
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