Financial Planning Isn’t Just for the Wealthy. It’s What Builds Wealth.

The team at Cornerstone believes everyone needs and can benefit from financial planning, no matter their financial standing or life stage, to feel confident about their financial life and enjoy the peace of mind that comes from knowing you’re on the right track to planning your future. For that reason, we offer hourly financial planning services to those with investment portfolios valued at less than our recommended $750,000.

Hourly financial planning services are for you if:

You’re in your 30’s or 40’s, just starting out, and haven’t taken the time to sort out your financial life. There are many small things you can do now that will make a difference later on. There is value in getting your financial building blocks in place to set you up for financial success in the future.

You’re tired of feeling stressed every time you think about your finances and are ready to get organized, put together a realistic financial plan, and start working toward the goals of that plan. We’ve discovered that there is nothing more empowering as a personalized financial plan to make you feel confident about handling your financial affairs.

You’re going through a life transition—starting your first job, changing jobs, getting married, having a baby, buying your first home, or getting a divorce. These are times in life when you want to make sure your financial plans are in alignment with your future goals.

If your main concern is managing a burdensome debt, please contact Credit.org. Also note that we do not offer Medicaid or bankruptcy-planning services.

Here are just a few of the questions Cornerstone's Hourly Financial Planning Services can answer:

• Are you taking full advantage of your 401(k) and other employer benefits?
• Do you have enough insurance coverage?
• What’s the best way to curb over-spending and establish a healthy cash flow and budget without sacrificing your quality of life?
• Are you prioritizing debt payment efficiently?
• How can you save for your child’s college education without paying unnecessary taxes?
• What do you need to know to get started with socially responsible investing? What does ESG mean?
• What kind of tax planning should you be doing?
• Does your retirement planning ensure that your retirement savings are in the right places for your particular tax bracket?
• Are you exercising proper investment management that aligns with your financial goals and risk tolerance?
• Do you have a Will and other important documents in place that make the most sense for your family’s situation?

Our rate is $300 per hour with no minimum, and begins with a complimentary initial meeting in person or over the phone.